THE LOAN MODIFICATION
LOAN MOD BENEFITS
1. Stay in your home.
2. Lower payments.
3. Sleep better at night.
CHANCES OF SUCCESS ARE
With our tool, nearly 100% success.
Without it, not quite 12%.
Why is our tool so good?
If you don't qualify, it tells you what to do to qualify. Banks will not tell you that!
For example, if you only need $300 more per month, take a renter or be a Walmart Greeter. Save your home!
The Loan Modification (Loan Mod) lets you keep your house. That's its only advantage, but it's a big one.
It is hugely to the bank's advantage to grant a Loan mod if you're able to qualify. After all, you contracted for nearly twice the home's value in total payments. In foreclosure, they might get 1/8 as much money out of you.
Regarding a Loan Mod, you can do as one of us did before meeting the rest of us. You can spend $4,000 with an attorney just getting your paperwork analyzed, and then for another $10,000 (their estimate) they will go to bat for you trying to get a Loan Mod. No promises of course.
As he told them, "If I had $10,000 on top of the $4,000 I've paid you, I wouldn't be in this trouble in the first place." They answered that they don't work for free.
Update: He sued them for his money back and won.
Since a Loan Mod benefits the banks so much, you might ask,
"What's in it for me?"
You get to stay and pay off that huge debt. If you're willing to do that, then the Loan Mod is your best option, provided you qualify.
Incidentally, the first loan mod that Countrywide offered us would have increased our payments by $733.88. We politely declined.
We don't see much financial sense in getting a loan mod, except when you feel that you must stay in that house.
So what's left? The short sale is a financially powerful option. The others pale into insignificance beside it, but you have to move. A short sale is a sale, after all.
For short sale benefits, click the SELLERS tab above at the left.
